A life insurance certificate issued by Kafra Center.
Once the player receives the benefit from this certificate, the item will lose its effect.
If the character dies within the 30 minutes duration, no loss of EXP will be made.
Corrected display suppose to be will not lose any experience the first time you ko'ed.
The effect will disappear after your first KO'.

Weight : 1

 sc_start SC_CASH_DEATHPENALTY,1800000,0;